About Team

Smooth seas do not make skillful sailers.
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Sanjay Gaggar - Founder Partner & CEO

With the diverse Management, Finance & Business exposure of 28+ years, have developed expertise in implementing best finance practices, strategizing business plans, raising funds, initiating growth strategies, executing business transformation, addressing digital controllership challenges & performance management frameworks during business scale along with the usual traditional finance functions.

Specialties: Focus on leading & managing CFO function as a key driver to business with strong emphasis on people connect & knowledge management on best of financial practices. Have contributed in growing enterprise value with guided financial controls, strategist, risk mitigator and as a business finance partner alongside network of financial intermediaries as collaborator.

Apart from this, assisting entrepreneurs/business owners/social enterprises in building business blocks via mentoring and financial restructuring/advisory on their business & financial plan.

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Falguni Mehta Gandhi – Partner - ixCFO Services Pvt Ltd.

Falguni Gandhi is a Professional Strategist, Planner & Visionary with an entrepreneurial bent mind. She is a qualified Chartered Accountant and holds a three-year diploma in computer programming. She has more than 21 years of rich work experience which includes fundraising, spearheading commercial, corporate finance, legal, IT, Accounts, and MIS apart from being an able contributor to strategic and digital initiatives of the business.

She has experience working with Tribhovandas Bhimji Zaveri (TBZ) as a Key Managerial Personnel, for over 7 years overseeing the supply chain of Gold jewellery from purchasing the bullion to the distribution of jewellery across showrooms PAN India.

She was an enabler for robust quality control and hall marking processes to assure qualities stand up to the brand promise of the company. She spearheaded the Oracle Project and various other software projects for TBZ at the Corporate level. Previously She has held key managerial positions in various industries including travel. #E-commerce, #retail, #manufacturing, #e-commerce, #food & beverage, #hospitality, and #films & #media among others, and received several awards and appreciations.

She has worked with # start-ups and has achieved huge success in being part of the growing journey. She is well recognised as an able enabler for decision making, and her ability to deal with ambiguity and change at all levels helped organisations grow their business along with achieving strong fiscal health.

In a short span of time, she has helped organizations transform by adopting business and digital process automation across supply management, engineering, legal, finance, manufacturing, and human resources. She has rich experience in internal audits, forensic Audits, systems, process audits, and managing treasury. She has been a faculty at various study circles, and seminars organised by ICAI and other associations.

Associate Partners


We have the team of experienced Financial Controllers/CFOs (qualified Chartered accountants/Cost accountants & Company Secretary), spread across major metro cities in India either through our associate partnership program or via solid alliance partnership. All of them carry rich & diverse experience of 10-18+ years in Indian Corporate sector having worked with MNC's, Domestic Large/ SME (Established & First generation) segment, Private Equity Group etc. covering entire gamut of financial controller function. They are all well versed with best of management practices with proven capability to deliver benchmark business finance parameters creating measurable value for our clients.

Whenever we need to ramp up our team, we hire best of qualified & experienced resources to serve client under our guidance, training & giving them orientation on our proprietary shared CFO service engagement framework covering Tx + Fx + Ix Modules.

Board of Advisors


ixCFO's Board of Advisors comprises of two top notch senior professionals from finance & business sector with decades of experience under their belt.


Name available on request

Managing Director & CFO – Large VC/PE Fund in India 20+ years of rich finance, deal structuring experience and currently on board of various portfolio Companies with total fund's investment size of US$500 Million


Name available on request

Mumbai based Head –Private Equity - Close family cum renowned finance (IB) professionals proprietary private investment arm with 20+ years of investing, business and finance experience having achieved leadership and operating excellence

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